(DOWNLOAD) "Department of Transportation v. Armacost" by Court Of Appeals Of Maryland * eBook PDF Kindle ePub Free
eBook details
- Title: Department of Transportation v. Armacost
- Author : Court Of Appeals Of Maryland
- Release Date : January 03, 1987
- Genre: Law,Books,Professional & Technical,
- Pages : * pages
- Size : 77 KB
Description
The petitioners, the beneficiaries of life insurance policies of the decedent, question the propriety of the Court of Special Appealss reversal of the trial courts grant of summary judgment in petitioners favor. The life insurance policies in question exclude coverage for death by suicide. Although the decedent unquestionably wanted to die, her attempts to kill herself failed, and she ultimately convinced a close friend to pull the trigger of a shotgun aimed at her head. The Circuit Court for Frederick County ruled that the insureds death was not a suicide and entered summary judgment in favor of petitioners. The respondent, Allstate Life Insurance Company (hereinafter "Allstate"), appealed and the Court of Special Appeals reversed, finding that Fister committed suicide because, as a matter of law, the term "suicide" must be interpreted from the perspective of the insured. Petitioners now challenge the decision of the Court of Special Appeals. We reverse the decision of the Court of Special Appeals and hold that summary judgment was properly granted. We conclude that the term "suicide" in Section 16-215 of the Insurance Article cannot be interpreted to include a death that occurs at the hands of another as the clear and unambiguous definition of the term "suicide" is to "intentionally take ones own life." Therefore, the decedents death is not a suicide, and the beneficiaries are entitled to recover the proceeds of the life insurance policies.